50 states + Washington, D.C.

Loan rules depend on where you live.

Open a state guide for regulator contacts, high-cost lending status and product-specific questions.

AL

Alabama

Licensed payday lending may be available

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AK

Alaska

Licensed payday lending may be available

→
AZ

Arizona

Traditional payday lending restricted

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AR

Arkansas

Traditional payday lending restricted

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CA

California

Licensed payday lending may be available

→
CO

Colorado

High-cost model strongly limited

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CT

Connecticut

Traditional payday lending restricted

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DE

Delaware

Licensed payday lending may be available

→
DC

District of Columbia

Traditional payday lending restricted

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FL

Florida

Licensed payday lending may be available

→
GA

Georgia

Traditional payday lending restricted

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HI

Hawaii

High-cost model strongly limited

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ID

Idaho

Licensed payday lending may be available

→
IL

Illinois

High-cost model strongly limited

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IN

Indiana

Licensed payday lending may be available

→
IA

Iowa

Licensed payday lending may be available

→
KS

Kansas

Licensed payday lending may be available

→
KY

Kentucky

Licensed payday lending may be available

→
LA

Louisiana

Licensed payday lending may be available

→
ME

Maine

High-cost model strongly limited

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MD

Maryland

Traditional payday lending restricted

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MA

Massachusetts

Traditional payday lending restricted

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MI

Michigan

Licensed payday lending may be available

→
MN

Minnesota

Reformed small-dollar market

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MS

Mississippi

Licensed payday lending may be available

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MO

Missouri

Licensed payday lending may be available

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MT

Montana

High-cost model strongly limited

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NE

Nebraska

High-cost model strongly limited

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NV

Nevada

Licensed payday lending may be available

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NH

New Hampshire

High-cost model strongly limited

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NJ

New Jersey

Traditional payday lending restricted

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NM

New Mexico

High-cost model strongly limited

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NY

New York

Traditional payday lending restricted

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NC

North Carolina

Traditional payday lending restricted

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ND

North Dakota

Licensed payday lending may be available

→
OH

Ohio

Reformed small-dollar market

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OK

Oklahoma

Licensed payday lending may be available

→
OR

Oregon

Reformed small-dollar market

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PA

Pennsylvania

Traditional payday lending restricted

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RI

Rhode Island

Licensed payday lending may be available

→
SC

South Carolina

Licensed payday lending may be available

→
SD

South Dakota

High-cost model strongly limited

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TN

Tennessee

Licensed payday lending may be available

→
TX

Texas

Licensed payday lending may be available

→
UT

Utah

Licensed payday lending may be available

→
VT

Vermont

Traditional payday lending restricted

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VA

Virginia

Reformed small-dollar market

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WA

Washington

Reformed small-dollar market

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WV

West Virginia

Traditional payday lending restricted

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WI

Wisconsin

Licensed payday lending may be available

→
WY

Wyoming

Licensed payday lending may be available

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